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House Extension on Finance

Elevate your home with Eurocell EurXtension. Simplify your house extension dreams with our tailored home extension finance solutions. Unlike traditional loans, our financing offers flexibility and ease. Whether you're expanding your living space or enhancing your home, Eurocell has you covered. We understand your unique needs and budget constraints, ensuring a hassle-free journey from start to finish. Experience the transformation you've been dreaming of, all backed by Eurocells reliability and support. Discover EurXtension today and confidently make your house extension project a reality.

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Looking for a house extension on finance? Here's how we can help.

Pay Upfront

If you’d prefer to pay upfront for your EurXtension, we’ll simply take a minimum 10% deposit to place your order and then you’ll clear the remaining balance prior to delivery.

How it works

When you’re ready to place your extensions order, we’ll take your deposit payment
The remaining balance will be due 2 days prior to your Eurxtension delivery
A member of our team will contact you to process your payment by credit or debit card

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Pay Monthly

Choosing Pay Monthly means you can place your order with a 10% deposit, then spread the remaining balance over 2 – 10 years in monthly instalments at 11.9% APR Representative.

How it works

When you are ready to place your EurXtension order, we'll take your deposit payment
A member of our team will contact you to agree your repayment plan quote and process your application*
Your 1st repayment will be due approximately 1 month following your delivery/installation

Request a quote

Find out more

Finance Frequently Asked Questions

Frequently Asked Questions

Am I eligible to apply for finance?

To qualify you must be: Minimum age of 18 years old
UK resident of more than 12 months
Own personal bank account from which a Direct Debit can be taken
Permanent employment, working minimum 16hrs per week
Self employed
Retired person
On disability allowance
Registered carer
Unemployed & ‘house person’ (with consent of co-habiting working partner)

When do my house extension repayments start?

Pay Monthly Your payments will begin approximately one month following the installation of your extension Buy Now Pay Later Your payments will begin approximately 6 months following the installation of your extension

Can I change my payment date?

You can change your payment date once you have received your welcome documents from Novuna Consumer Finance.

Can I make additional payments?

Yes, you can make additional payments to Novuna Consumer Finance at any time free of charge.

Can I change my Direct Debit details once my agreement is set up?

Yes, please contact Novuna Consumer Finance Customer Service team on 0344 375 5500 to discuss this in further detail.

How do I view my balance?

The quickest and easiest way for you to view your balance is by managing your Novuna Consumer Finance account online. Customers can create an account or access a pre-existing account at https://my.novunapersonalfinance.co.uk/oss2/customer/

Are there any arrangement fees or hidden extras for credit?

No. There are no arrangement fees or hidden extras.

Applying for finance

Our team will contact you to provide quotes and talk you through the application process. Should you wish to make an application the whole process takes minutes and is simple and secure. Once your finance agreement is approved, you will receive an email from Novuna Consumer Finance, explaining how to sign your agreement. Please read the agreement carefully checking that all the details are correct, then when happy you can electronically sign the agreement. Once we have received confirmation that you have signed your agreement, a member of our team will contact you to confirm delivery/installation dates.

How quickly will my finance application be approved?

All finance decisions are made within seconds, and our team will advise of the decision during your application call. If your application is “Referred” Novuna’s underwriting Team will need to review your application and may contact, you to request additional information.

Once my application is approved, what happens next?

Once your application is approved you will receive an email from Novuna Consumer Finance confirming this and asking you to accept your agreement. Our team member will talk you through this during the call.

Will you credit score me and if so, what does it mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.
This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:

Your credit score (please note that every finance company will score you differently)
Adverse credit reference agency information
You are considered to be overcommitted
You are aged under 18
Your existing account performance with other lenders

What type of information do credit reference agencies hold about me?

Some of the information is public information, for example electoral roll, County Court Judgments and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

Eurocell Building Plastics, High View Road, Alfreton, Derbyshire, DE55 2DT (Company No. 03071407) FRN: 936746 are Authorised and Regulated by the Financial Conduct Authority. We are a credit broker, not a lender- credit is subject to status and affordability, and is provided by Mitsubishi HC Capital UK PLC. Terms & Conditions Apply.

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